You’ve got access to over 88,000 fee-free ATMs through our network. That's more than FIVE times the number from “the big banks.” And our network includes popular locations such as CVS, Walgreens, Target and more - making it convenient to get cash on the go.
Your account provides you with quick and easy access to your money with no fees.
Easily find a fee-free ATM near you using our convenient ATM locator map.
With over 88,000 ATMs available within our network, there is bound to be one close to you.
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Our ATM network is comprised of the Allpoint Network and CO-OP Network. This means we provide fee-free cash access at over 88,000 ATMs, including popular locations like Walgreens, CVS, Target and more.
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When you use an ATM within our network making withdrawals from your Texas Tech Credit Union accounts are free.
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If you incur fees from an ATM outside of our Network, you won’t be reimbursed. Use the app to locate a fee-free ATM near you.
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As long as you are using your Texas Tech Credit Union Debit Card, you will not be charged. Simply press Accept and complete your transaction as you normally would.
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The maximum daily ATM withdrawal limit from your account is $500.
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You’ll need your debit card and PIN to withdraw cash from your Texas Tech Credit Union accounts.
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We’re sorry for the inconvenience. Please contact Texas Tech Credit Union Member Services and request to initiate a Surcharge Reimbursement form. Our team will take it from there and work to resolve the issue as quickly as possible.
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Yes. However, you may be charged a fee, and additional charges could apply from the card issuer.
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A surcharge is a fee that the owner of the ATM charges to cardholders who are not part of their network. It’s essentially a fee for using someone else’s ATM. Surcharge fees typically range from $1.50 to $3.00.
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We’re sorry for the inconvenience. Please contact Texas Tech Credit Union Member Services and request to initiate an ATM EFT Dispute. Our team will take it from there and work to resolve the issue as quickly as possible.
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We’re sorry for the inconvenience. Please contact Texas Tech Credit Union Member Services and request to initiate an ATM EFT Dispute. Our team will take it from there and work to resolve the issue as quickly as possible.
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The locator is updated every two weeks to reflect any changes in the network.
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Yes! There are fee-free ATMs in the United Kingdom, Canada, Puerto Rico, Australia and Mexico. However, you must let us know your travel plans before you leave the country to make sure your card is unlock for international transactions.
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Yes, using an ATM internationally may incur additional fees. If you use your card at an international ATM, Mastercard applies the following Cross-Border Assessment (CBA) fees:
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If you need help, our support team is ready to assist. You can reach us by clicking the Let's Talk button in the bottom right corner of our website, using the Text Chat feature in the mobile app, by phone at 806.742.3606, or by visiting your local branch.