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A free checking account that pays you cash back*.
Link your debit card with Apple Pay , Google Pay or Samsung Pay and keep earning cash back.
No monthly fee, minimum balance or transaction requirements needed to earn cash back, simply enroll in e-statements.
Deposit checks, transfer funds, pay bills and more, all in the Texas Tech Credit Union app.
Its quick and easy to open your account. Enter some basic information to get started.
1
You may earn 1% cash back on up to $2,000 in debit card purchases each month*. That's up to $240 each year! Cash back is paid on the last day of each month.
* See Member Information Packet for details on transaction eligibility, limitations and terms.
2
This is a free account, with no monthly service fees, no minimum balance fee and no transaction requirements needed to earn cash back.
Members must be enrolled in e-statements to earn cash back. Accounts with paper statements may still have a free Spend+ Cashback account, but are not eligible for cash back.
3
Each membership is limited to one Spend+ Cashback Checking account. You can have as many Spend Checking accounts as needed.
4
Yes, converting an existing checking account to a Spend+ Cashback Checking can be done at any branch, or by giving our team a call today. Converting your account will not change your account number, debit card number, or disrupt any existing payments and transfers.
5
Yes, your Spend+ Cashback account is eligible for enrollment in our Overdraft Protection or Courtesy Pay services. Click here for more information about overdraft protection.
* The maximum amount of cash back that an account may earn on qualifying transactions each month is $20. Electronic statements required to earn cash back.
** Direct deposit required. Receiving direct deposit funds up to two days early is dependent on when payment details are provided by the payer. If your deposit does not arrive early, it will arrive on your scheduled payday.
